Today’s Protection
A Brighter Tomorrow
Save for tomorrow. Stay protected today.
Build the future you want for yourself and the people you love.
Financial
SecurityPeace
of MindA Brighter
Future
SecurityPeace
of MindA Brighter
Future
New to life insurance?
Life insurance, made simple.
Save at your own pace while protecting what matters most. Build savings toward your child’s education or your own future goals. Throughout the policy term, you remain protected against covered risks such as death and accidents. At maturity, you receive your accumulated savings plus applicable bonuses earned over the years, subject to the terms of your chosen plan.
Pay premiumsChoose a schedule that suits you.
→Your policySets out your cover and conditions.
→Stay protectedAgainst death and accidents.
→Receive your savings + bonusesAt maturity, subject to the policy terms.
Our Products
Two plans. One goal: protecting your family and building a brighter future.
Career Life Plan
Build Today. Achieve Tomorrow.
A flexible plan designed to help finance your child’s education needs while providing long-term protection.
Learn More →Helps finance your child’s educationBonuses may boost your savingsFlexible policy term*Multiple beneficiaries allowed
Not sure which plan fits you?
Request a free, no-obligation consultation.
Career Life Plan
Give their dreams
a future.
Save towards your child’s education while building financial protection for the unexpected.
EducationSavings
LifeProtection
PotentialBonuses
FlexibleTerm*
Your child’s journey, our commitment
Your child’s dream shouldn’t depend on what tomorrow brings.
Career Life helps you build toward education costs while providing financial protection, subject to the policy terms.
TodayA brighter start
→SchoolBuilding knowledge
→UniversityGrowing opportunities
→A brighter tomorrowMore choices
What the plan can provide
Save with purpose. Protect the journey.
Education funding
Build a fund around your child’s education goal.
Potential bonuses
Discretionary bonuses may be declared; they are not guaranteed.
Life protection
Death and applicable rider benefits can protect the plan.
Multiple beneficiaries
Name more than one beneficiary, subject to the policy process.
Flexible term
Choose an applicable policy term based on current approved terms.
Flexible payments
Monthly, quarterly, semi-annual, annual or single premium options.
Key policy facts
Clear information before you decide.
Entry age18-50 years
Maximum maturity age68 years
Minimum sum assuredTZS 4,000,000
Policy termFlexible - confirm current applicable terms
Important: Bonuses are discretionary and not guaranteed. Eligibility, benefits, riders, loans, surrender, medical requirements and claims are subject to underwriting and the issued policy terms.
Their dream starts with what you do today.
Plan for education. Protect the people behind the plan.
Fanaka Plan
Build your future.
Protect what matters.
Save towards your goals while creating financial protection for yourself and the people who depend on you.
Savings +Bonuses
LifeProtection
FamilySecurity
FlexibleTerm
Your goals. Our support.
A structured way to grow toward what matters.
Whether it is a home, a business, your family or a better lifestyle, Fanaka combines savings with financial protection.
Buy a homeA place to call your own
→Start a businessTurn ideas into reality
→Support your familySecurity for loved ones
→A better futureAchieve your goals
What the plan can provide
Build value while staying protected.
Potential bonuses
Discretionary bonuses may be declared; they are not guaranteed.
Life protection
Applicable death benefits protect the people who depend on you.
TPD protection
Inbuilt premium waiver may apply after qualifying total and permanent disability.
Flexible term
Select a policy term from 5 to 20 years.
Flexible payments
Monthly, quarterly, semi-annual, annual or single premium options.
Access to value
Paid-up, loan and surrender options may apply after two years.
Key policy facts
Know the foundation of your plan.
Entry age18-65 years
Maximum maturity age70 years
Minimum sum assuredTZS 4,000,000
Policy term5-20 years
Important: Bonuses are discretionary and not guaranteed. Eligibility, benefits, riders, loans, surrender, medical requirements and claims are subject to underwriting and the issued policy terms.
Build something for tomorrow. Protect it today.
Turn a financial goal into a practical plan.
Career Life Plan
Give their dreams
a future.
Save towards your child’s education while building financial protection for the unexpected.
Education today.
Opportunities tomorrow.
Education
SavingsLife
ProtectionPotential
BonusesFlexible
Term*
SavingsLife
ProtectionPotential
BonusesFlexible
Term*
Your child’s dream shouldn’t depend
on what tomorrow brings.
Education costs continue throughout your child’s journey, even when life doesn’t go according to plan. Career Life Plan helps you build funds for their future while providing financial protection during the policy period.
TodayA Brighter Start→
SchoolBuilding Knowledge→
UniversityGrowing Opportunities→
A Brighter TomorrowAchieving DreamsCareer Life Education Plan
How Career Life Works
A guided journey to help you save for your child’s education at every stage.
1Today
You start planning today.
2Primary School
Your regular contributions begin.
3Secondary School
Your child stays on track.
4University
They reach their dreams.
5Brighter Future
A more secure tomorrow.
Continuous protection throughout their journey
Key Benefits
More than just education savings — a complete plan for your child’s future.
Helps finance education
Build funds for your child’s education needs.
Potential bonuses
Reversionary bonuses may be declared annually, subject to policy terms.
Life protection
Financial protection for your loved ones if the unexpected happens.
Multiple beneficiaries
More than one beneficiary can be included in this policy.
Flexible term
Policy term is flexible, subject to current applicable product terms.
Flexible premium payments
Pay monthly, quarterly, semi-annually, annually or as a single premium.
Optional Rider Benefits
Enhance your cover with optional benefits for greater peace of mind.
Accidental Death Benefit
Additional amount equal to the sum assured.
Total & Permanent Disability
Additional protection with waiver of premiums.
Accident Hospitalization
Medical expense reimbursement, subject to the rider terms.
Child Accident Hospitalization
Medical expense reimbursement for a covered child.
Last Expense Benefit
Support for nominated beneficiaries, subject to policy terms.
Protection when life doesn’t go as planned
Your family remains protected, even in difficult times.
Death of the insured
- Waiver of future premiums
- Applicable benefit is paid
- Maturity benefit may remain payable
Accidental death (with rider)
- Additional sum assured may be paid
- Subject to rider terms
Total & Permanent Disability
- Waiver of future premiums
- Additional benefits may apply
See what your plan could look like
Get an estimate based on your goals. For a personalized quote, contact our team.
ⓘ This is an estimate request. Actual premiums and benefits depend on underwriting, age and policy terms.Frequently Asked Questions
Who can apply for Career Life Plan?
Adults aged 18–50 may apply, subject to underwriting.
How are bonuses calculated?
Bonuses are discretionary and not guaranteed.
What happens if I stop paying premiums?
Options depend on the policy status and issued terms.
Can I access money before maturity?
Paid-up, loan or surrender provisions may apply.
Their dream starts with what you do today.
Start building an education fund while protecting the people who matter most.
Fanaka Plan
Build your future.
Protect what matters.
Save towards your goals while creating financial protection for yourself and the people who depend on you.
Today
for a better
tomorrow.
Savings &
BonusesLife
ProtectionFamily
SecurityFlexible
Term
BonusesLife
ProtectionFamily
SecurityFlexible
Term
Your goals may change.
Your financial foundation shouldn’t.
Whether you’re planning to buy a home, start a business, take care of your family or build long-term savings, Fanaka gives you a structured way to grow your money while keeping you protected.
Buy a HomeA place to call your own→
Start a BusinessTurn your ideas into reality→
Support Your FamilySecurity for loved ones→
A Better FutureLive the life you envisionFanaka Savings Plan
How Fanaka Works
A simple journey to help you save, stay protected and reach your future goals.
1Today
You choose your goal.
2Save Regularly
Make affordable contributions.
3Stay Protected
You and your loved ones are covered.
4Build Value
Your savings grow over time.
5Maturity
Receive your benefit for your goal.
Protection continues while you build toward your goal
Key Benefits
More than just savings — a complete plan for your future.
Potential Bonuses
Reversionary bonuses may be declared annually, subject to policy terms.
Life Protection
Financial protection for you and your loved ones if the unexpected happens.
TPD Protection
Waiver of premium may apply after qualifying total and permanent disability.
Flexible Term
Choose a policy term from 5 to 20 years.
Flexible Payments
Pay monthly, quarterly, semi-annually, annually or as a single premium.
Access to Value
Paid-up option, policy loans and surrender may apply after two years.
Optional Rider Benefits
Enhance your cover with optional benefits for greater peace of mind.
Accidental Death Benefit
Additional amount equal to the sum assured.
Total & Permanent Disability
Sum assured may be paid in monthly instalments, subject to rider terms.
Accident Hospitalization
Medical expense reimbursement, subject to the rider terms.
Last Expense Benefit
Support for a nominated beneficiary, subject to policy terms.
Protection when life changes
You and your family remain supported, even in difficult times.
Death of the insured
- 100% of the applicable sum assured
- Accrued bonuses, subject to terms
Accidental death (with rider)
- Additional amount may apply
- Subject to rider terms
Total & Permanent Disability
- Waiver of premium may activate
- Maturity benefits may remain payable
See what your Fanaka Plan could look like
Get an estimate based on your goals. For a personalized quote, contact our team.
ⓘ This is an estimate request. Actual premiums and benefits depend on underwriting, age and policy terms.Frequently Asked Questions
Who can apply for Fanaka Plan?
Adults aged 18–65 may apply, subject to underwriting.
How do bonuses work?
Bonuses are discretionary and not guaranteed.
What happens if I die during the policy term?
The applicable death benefit is paid subject to policy terms.
Can I access my money before maturity?
Paid-up, loan and surrender provisions may apply after two years.
Build something for tomorrow. Protect it today.
Take the next step towards your financial goals with Fanaka Plan.
Different goals. Same commitment.
Compare Our Plans
Use this factual overview to understand the differences. An adviser can help you confirm the current terms that apply to you.
| Feature | Career Life | Fanaka |
|---|---|---|
| Designed for | Education-focused savings and protection | Broader personal and family goals |
| Policy term | Flexible - confirm current applicable terms | 5-20 years |
| Entry age | 18-50 years | 18-65 years |
| Maximum maturity age | 68 years | 70 years |
| Minimum sum assured | TZS 4,000,000 | TZS 4,000,000 |
| Maximum sum assured | No fixed limit, subject to financial capacity and underwriting | No fixed limit, subject to financial capacity and underwriting |
| Premium options | Monthly, quarterly, semi-annual, annual or single | Monthly, quarterly, semi-annual, annual or single |
| Bonuses | Potential discretionary reversionary and terminal bonuses* | Potential discretionary reversionary and terminal bonuses* |
| Primary focus | Education planning | Savings, family security and broader goals |
*Bonuses are not guaranteed. Actual benefits and eligibility are subject to underwriting and the issued policy terms.
A simple journey to a brighter tomorrow.
How It Works
Understand the steps before you choose. Your application remains subject to underwriting and the policy terms.
- 1
Choose your goal
Tell us what you want to achieve.
- 2
Select a plan
Compare Career Life and Fanaka.
- 3
Get a quote
Request a personalised illustration.
- 4
Complete application
Provide required details for underwriting.
- 5
Save and stay protected
Make agreed payments and track progress.
- 6
Receive applicable benefits
Benefits are paid according to policy terms.
It’s easier when the steps are clear.
Start with your goal and an adviser can help you understand the available options.
Get Started →It’s quick and there’s no obligation.
Get a Quote
Prepare a clear enquiry for an adviser. This is not a binding application or an online policy purchase.
Your peace of mind is our priority.
Claims & Support
We’re here when you need help understanding the next step.
Make a Claim
Prepare to start or track a claim.
Policy Servicing
Ask about updating policy details.
Premium Payments
Ask about available payment options.
Loans & Surrender
Understand eligibility and process.
FAQs
Find clear answers quickly.
Contact Support
Prepare a message for your adviser.
For claims: The required evidence, assessment and payment depend on the issued policy and the circumstances of the claim. Contact your verified policy representative for the correct process.
Find answers to common questions.
Frequently Asked Questions
What is the difference between Career Life and Fanaka?
Career Life is education-focused. Fanaka supports broader personal and family financial goals. Both combine saving and protection features, subject to policy terms.
Who can apply for these plans?
Career Life entry ages are 18-50. Fanaka entry ages are 18-65. Final acceptance is subject to underwriting.
How do bonuses work?
Reversionary and terminal bonuses may apply under current product terms. They are discretionary and are not guaranteed.
What happens if the insured dies during the policy term?
Applicable death benefits depend on the selected product, options and issued policy. Refer to the policy schedule and claims requirements.
What if I become totally and permanently disabled?
Applicable premium-waiver or disability benefits may apply, depending on the plan and qualifying conditions.
Can I access value before maturity?
Paid-up, policy loan and surrender options may become available after the qualifying period, subject to current policy terms.
Can I add accident or hospitalisation cover?
Optional riders may be available, subject to eligibility, underwriting and the policy terms.
What happens if I stop paying premiums?
The result depends on how long the policy has been in force and the applicable policy conditions. Ask for an up-to-date explanation before changing payments.
How do I make a claim?
Contact your verified policy representative and request the claim requirements. Do not send sensitive documents through an unverified contact.
No matching questions found.
For stronger, more secure tomorrows.
About Us
Fanaka & Career helps people understand flexible life insurance options for education, savings and financial protection. Our purpose is to make complex choices clearer and more human.
Integrity
Clear information and responsible guidance.
Passion
Care for the goals behind every policy.
Excellence
A thoughtful, professional experience.
Teamwork
Working together toward lasting outcomes.
This website provides simplified educational information and does not represent licensing, regulatory status, policy acceptance or guaranteed financial outcomes.
Let’s talk. We’re here to help.
Contact Us
Only use contact details you have independently verified. This website does not publish unverified phone numbers, email addresses or office locations.
Stay safe
Ask your known adviser or official policy representative to confirm their contact details before sharing personal or policy information.
View Support OptionsThank You
Your prepared enquiry is ready to share through a verified channel. No message has been sent automatically from this website.
Page not found
The page you requested does not exist.
Return Home